CRC Insurance Services is among the nation s top wholesale brokers. The firm features policies for casualty, property and professional applications. It provides coverage for an array of needs, including general and products liability, buffer layers, lead umbrellas, excess automotive, environmental and deductible programs. Southern Cross Underwriters handles the binding authority for the CRC group and helps develop certain middle-market accounts. The company's professional programs focus on directors and officers, architects, employment practices, public entities, partnerships, financial institutions and medical organizations. It is a wholly owned subsidiary of BB&T. CRC Insurance Services was established in 1982 and is based in Birmingham, Ala. The company maintains an additional location in Dallas.