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Texas Capital Bank offers business and personal banking products and services. It offers various business loans, including Small Business Administration, real estate and energy loans, and lender finance. The bank also provides treasury management services, including account reconciliation, automated clearing house pay system, treasury manager information reporting service, and check conversion and imaging services. It also offers cash vault services, controlled disbursement, courier service, real-time balance reporting, e-billing, electronic checking, integrated payables accounts, sweep and zero-balance accounts, and wire transfers. It also provides funds management, insurance services, equipment leasing, mortgage warehousing, and personal financing for employees. Texas Capital Bank also offers various deposit accounts, including premier relationship banking, checking with interest, money market, savings, certificates of deposit, and individual retirement accounts. It also offers direct deposit, ATM and debit cards, personalized checks, monthly statements, stop payment, and telephone banking services. The bank has branches in Austin, Dallas, San Antonio, Fort Worth, Houston, and Plano, Texas.