Based in Montpelier, Vt., Vermont State Employees Credit Union is a nonprofit financial cooperative that is regulated by the National Credit Union Administration. It offers membership opportunities to the residents of the counties of Addison, Caledonia, Chittenden, Lamoille, Orange, Rutland and Washington in Vermont. It offers a variety of financial services and products, such as ATMs, direct deposit, e-service center, automatic loan payment, safe deposit boxes and check cards. Additionally, the cooperative offers online services that include bill-pay service, checking account, debit card and electronic statements. Vermont State Employees Credit Union offers loan for businesses, purchase of real estate, vehicle buying, and student and parent education.