Vermont Mutual s first home was a very modest clapboard building that also served as the law office of its first secretary, Joshua Vail. Vermont Mutual is made up of three unique companies: Vermont Mutual, Northern Security and Granite Mutual. The company provides insurance products to clients throughout New England and the state of New York. The company provides a comprehensive array of insurance products for its customer s home and automobile, commercial risks, dwelling property, inland marine and other personal and commercial insurance needs. Vermont Mutual is still located on the same plot of land in Montpelier, Vt., and is housed in the front of what was once a private residence, which was built in 1810.