Otto & Associates, Inc is a Fee-Only financial planning firm providing a full range of financial planning services. "Fee-Only" means that we do not receive commissions for selling a particular insurance policy or for investing money in a particular fund. For us the "Fee-Only" distinction is important. Charging fees on an hourly basis or as a percentage of assets under management ensures clients that their interests are being served as impartially as possible. We believe that making sound financial decisions begins by examining a broad range of issues. Today more than ever, financial questions - ranging from saving for college expenses to doing sound estate planning - are interrelated. Thus, we take a comprehensive look at our clients' financial profiles and offer a balanced, integrated strategy to best serve their needs. By employing a full range of planning services, Otto & Associates can work with you to solve complex financial questions and - more importantly - help you achieve your life's goals.