The First Bank & Trust Company offers a range of financial services through more than 10 office locations. Its depository products include certificates of deposit and savings and individual retirement accounts. The bank also offers a range of investment products that include mutual funds, college savings plans and fixed and variable annuities. Additionally, the bank also offers a range of telephone and online banking services. Its online banking services include statement retrieval, funds transfer and transaction information. The bank also offers businesses with various cash management services that include repurchase agreements, zero balance accounts, overnight investments and lines of credit. The First Bank & Trust Company is a Member of the Federal Home Loan Bank of Atlanta and is headquartered in Abingdon, Va.