Farmers & Miners Bank offers a variety of financial products and services to customers. It provides various deposit options that include checking, savings, business, retirement and direct deposit accounts. The bank offers a wide range of services, such as financial counseling, brokerage, notary, and stock and bond trading services. The loan products provided by the bank include mutual funds, mortgages, annuities, life insurance, and home construction and educational loans. It also provides insurance plans for automobile dealers, homeowners and health care institutions. Located in Pennington Gap, Va., the bank has other offices in Rose Hill, Cumberland Gap, Weber City, Wise and Clintwood, Va.