C&F Financial, based in West Point, Va., is a bank holding company that was incorporated in 1994. It owns all of the stock of its sole operating subsidiary, C&F Bank, which is an independent commercial chartered bank. Established in 1927, the bank provides a variety of financial products and services, including personal banking services, such as checking and savings accounts, loans, mortgages, order checks, open accounts and online services. Its business banking services include checking, savings and capital manager accounts, commercial loans, deposit connection, order checks, merchant card and business online services. In addition, C&F Bank provides trust and investment services.