Design Benefits is an independent insurance brokerage firm that offers financial consulting services for individuals, employers and employees. It provides umbrella and excess coverage, as well as insurance products related to automobile, real estate properties, inland marine and general liability. The company offers insurance coverage for dental care, environmental and professional risks, and errors and omissions. It provides various employee benefit programs, as well as assistance with specialized administrative services by utilizing appropriate technologies, paperwork and Internet. Design Benefits has a staff of professional negotiators who offer in-house costs estimation renegotiation services and manages individual and commercial clients accounts for national and international customers.