We are an independent insurance agency representing many companies to provide the best fit for all of your insurance needs. We offer several carefully selected, highly rated regional and national insurance companies. We are committed to service, and our objective is to establish a long standing relationship between you, the insurance company and our agency. We work for you, as independent brokers, placing the business with the company offering the best value. Emphasis is placed on coverage, service and pricing. We have a full time staff of Customer Services representatives that are available to assist with billing questions, claims, minor policy changes, certificates of insurance along with bonds, and other concerns. Services offered: Personal Insurance Personal Insurance products from Franson Insurance Agency provides our customers with protection for their homes, automobiles and personal possessions, along with personal liability coverages. How we serve you is as important as what we provide. First, we listen to you, and then we discuss your needs and answer your questions. Next, we look at both your short-term and long-term objectives and help put your insurance and planning needs in perspective. We partner with the best insurance carriers to offer you a wide array of personal insurance solutions that are designed to meet your unique needs. We support our clients with outstanding customer service. Please contact us today with any claims or payment questions. Commercial Insurance As a business owner, you have enough on your mind without having to worry about your insurance needs. You want to have the confidence that the business you've built is covered by a company that understands your business insurance needs. Commercial business insurance provides wide-ranging protection for businesses and their subsidiaries under a single policy. There are various types of commercial business insurance that takes care of property, liability and workers' compensation, to name a few. While property insurance covers damages to business property and products stored within the premises; liability insurance provides coverage for damages to third parties; and workers' compensation insurance covers injuries to employees. Commercial business insurance is an important aspect of any business that cannot be ignored especially if the business premises are leased or rented and even otherwise. Whatever your commercial insurance needs, we can design a protection program that's right for you. Life Insurance Life insurance may be one of the most important purchases you'll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your children's education, protect your spouse's retirement plans, and much more. If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it! Types of Life Insurance: Term Insurance, the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage. Permanent Insurance, by contrast provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time. Health Insurance Franson Insurance Agency offers a complete line of insurance products and services ranging from Employee Benefits to Dental Insurance. These products and services are designed to provide solutions to your personal and business financial needs. If you don't see what you need, please let us know. Your business is very important to us. If you have questions or would like to know about all the policies that we offer please contact our office. Or Click Here For A Free Quote!