Based in Newport News, Va., Old Point Trust & Financial Services is a part of Old Point Financial Corporation. It offers a variety of financial management services that include individual and personal trusts, individual retirement accounts, employee benefit plans, and foundations and endowments. The firm also provides wealth management services, including personal trust, management planning, employee benefit services and investment plans. It offers several personal and business banking options to its clients. Its personal banking services include checking, savings, individual retirement accounts and certificate of deposit, and personal loans and mortgage. The firm additionally provides business account services, such as payroll services, cash management, commercial lending, and business and online banking.