Founded in 1872, BB&T Corporation, through its subsidiaries and affiliates, provides a range of banking, lending, insurance, brokerage, consulting, and trust and wealth management services. Its bank subsidiaries operate more than 1,500 financial centers in North Carolina, South Carolina, Virginia, West Virginia, Kentucky, Georgia, Maryland, Tennessee, Florida, Alabama, Indiana and Washington, D.C. One of its subsidiaries, BB&T Insurance Services, operates more than 85 agencies in several states, and is one of the leading retail insurance brokers. BB&T Corporation provides customized leasing services, direct and indirect consumer loans, first and second nonconforming mortgages, auto and real estate loans and merchant retail sales financing services. The company manages more than $20 billion in trust assets and over $400 million in equities. Headquartered in Winston-Salem, N.C., BB&T Corporation employs over 29,000 people. It maintains offices in Richmond, Va.