Southern Title Insurance is a regional underwriter doing business in 20 states and the District of Columbia. It insures the interests of lenders and homeowners involved in real estate transactions. In protecting these interests, Southern Title, with its network of agents, evaluates the title risk involved with a particular parcel of real estate. A loan may or may not be granted depending on the results of a title search. A title may not be transferred due to a finding in the chain of title. Southern Title Insurance distributes title insurance primarily through its agencies. Southern Title is part of the Westfield Group, a $2 billion property and casualty insurance company, one of the top property and casualty companies in the United States.