Established in 1889, The National, doing business as the National Banks of Central Texas, serves the financial needs of individuals and businesses. It offers a range of personal and business banking products, such as checking, savings and individual retirement accounts. The bank provides a variety of real estate, personal and commercial loan options. The National also offers online banking options. It maintains locations in Copperas Cove, Kempner, Gatesville, Hewitt, Waco, Killeen and Lampasas in Texas. The bank provides annuities, mutual funds, stocks and bonds, as well as mortgage insurance, financial planning and portfolio evaluation solutions through PrimeVest Financial Services. The National is a member of the Federal Deposit insurance Corporation.