Edward Jones - Financial Advisor: Joshua B Carpenter, CFP®

Toni Marshall joined TowneBank in 2004 and has over 40 years of financial services experience. She is a graduate of the Virginia Bankers Association Bank Management School. Active in her community, Toni has served as the treasurer for the York-Poquoson Red Cross and as president of The Housing Development Corp of Hampton Roads for 15 years, where she is now an advisory board member for the organization. Toni has held other leadership roles in local organizations such as treasurer for the HomePac with the Peninsula Housing & Building Association and past Education Chair of the Institute of Financial Education. "I love helping our members and building those lasting relationships. I'm proud to say I've banked five generations in more than one family."

Wells Fargo Advisors in Newport News, VA is a branch of Wells Fargo Clearing Services, LLC, a registered broker-dealer and non-bank affiliate of Wells Fargo Company. They offer a range of investment and insurance products, providing financial advice and services to clients. The branch is staffed by experienced Financial Advisors who are dedicated to helping clients navigate the complexities of investing and managing their finances. With a focus on personalized solutions, they strive to help clients achieve their financial goals while managing investment risks. Generated from the website

Bill has undertaken extensive education in financial planning and investments, culminating with his achieving the CFP certification in 2012 and then his ChFEBCSM in 2019. Bill is a CERTIFIED FINANCIAL PLANNER™ professional and has been serving clients' investment, insurance, and financial planning needs since 1995. He focuses on helping high net worth individuals and families with comprehensive investment, insurance and estate planning strategies. Additionally, he has over 20 years' experience in working with civil service and government contract employees to plan for both before and during retirement.