TowneBank is a financial institution that offers treasury, merchant and remote deposit capture services for residential, commercial and industrial clients. It provides employee benefit plans, loans and various lines of credit. The bank also offers online banking, bill payment and checkbook balancing services. Established in 1999 as a community-based bank, it provides checking, money market and savings accounts, as well as certificates of deposit for several term durations. TowneBank also offers ATM, credit and debit cards and online tools for investment, retirement, lease, and home and personal financial planning. It provides various investment options for individual and corporate clients through a wholly owned subsidiary, Towne Investment Group. TowneBank maintains more than 15 banking offices in Chesapeake, Hampton, Portsmouth, Newport News, Virginia Beach, Norfolk, Williamsburg and York Counties in Virginia.