Founded in 1999, Merchant e-Solutions is an e-commerce company that provides traditional and internet-based payment services for banks and merchants. It offers payment processing solutions through dial terminals, personal computers and telephones. The company provides voice authorization and internet-based products for banks to manage merchant portfolios The Company offers specialized payment solutions for retailers, marketers, restaurant, and hotel and motel owners. It enables Web-based access to daily transaction reports and monthly statements. Headquartered in Redwood City, Calif., Merchant e-Solutions maintains offices in Minnesota, Florida, Washington and Georgia. The comapny offers Payflow Gateway, which provides order acceptance and transactions management services.