The state-chartered Hancock County Building and Loan Association was founded on Dec. 31, 1899 and it granted its first mortgage loan in the amount of $1,000 in 1900. In 1934, the company obtained its federal banking charter and then converted to a federal mutual bank charter in 1991. In 2003, Hancock County Savings Bank established a new record for mortgage loan originations - nearly 1,080 loans totaling more than $80.5 million. Personal banking options the bank provides customers with include checking accounts, interest-bearing accounts, savings accounts, certificates of deposit, money market accounts, and debit and automated teller machine cards. Business banking products include business checking accounts, small business checking accounts, savings accounts, certificates of deposit, money market accounts and cash management services. The bank also provides customers with mortgage and consumer loans. Hancock County Savings Bank is located in Chester, W.Va.