Summit Community Bank, also known as SCB, is a part of Summit Financial Group. It is a locally owned financial institution that offers savings, checking and individual retirement accounts. The bank also provides consumer, home equity and mortgage loans. Summit Community Bank offers certificates of deposit and safe-deposit boxes, as well as registry services. In addition, it provides online and telephone banking solutions. The bank serves individuals and businesses. Summit Community Bank has locations in West Virginia and Virginia. It operates Summit Financial Services and Summit Insurance Services. Summit Community Bank is a member of the Federal Deposit Insurance Corporation.