Founded in 1924, Centra Bank is a community bank that provides a full range of financial products and services. The bank offers various types of deposit accounts that include savings, checking, individual retirement and money market accounts. Its products include mutual funds, bonds, tax-deferred annuities and college savings plans. It also offers asset allocation and money market research services. In addition, it offers various retirement and insurance programs. Its range of loan products includes business, home, automobile, personal and unsecured loans. The bank provides mortgage and refinancing solutions. Centra Bank has branch offices in Morgantown and Martinsburg, W.Va.; Uniontown, Pa.; and Hagerstown, Md.