Located in Charleston, W.Va., First Bank of Charleston is a financial services organization. The bank offers various personal banking deposit accounts, such as checking, savings, certificates of deposit and individual retirement arrangement (IRA's). Its business banking services include small business loans, merchant services, business credit cards, letter of credit and more. First Bank of Charleston serves medium-size to small-size businesses, professionals, families and individuals. It is a member of Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.